|Product Name||Eastline Lending Installment Loans|
|Turnaround||Next Business day|
|Requirements||Checking Account, ages 21+, valid contact info|
|You must be 21 years old at least.|
|You must have a valid checking account.|
|You must reside in one of Eastline Lendingâ€™s serviced states.|
Whoâ€™s Eastline Lending?
Eastline Lending is a Native American owned licensed lender. Their multi-advance installment loan offers consumers a decent, simple and quick way to get access to funds to cover various situations that occurs like; emergency, medical, car repair and unexpected expenses.
How does it work?
Applicants can apply for a multiple advance installment loan by visiting this website. Your initial advance and any subsequent advance requested in the first 60 days from the Effective Date may not exceed 50% of your maximum approved amount. If your account remains in good standing for 60 days, you may thereafter request subsequent advances up to 75% of the maximum advance. Accounts in good standing for 120 days may be eligible for subsequent advances up to 100% of the maximum approved amount for the remainder of the advance period. Availability of subsequent advances depend on your payment history and other credit information. For Example: If your maximum advance amount is $1,000, you may request advances in the first 60 days up to $500, in the next 60 days you can request a subsequent advance of an additional $250 to a maximum of $750, and for the remainder of the advance period up to $1,000. The minimum amount of any subsequent advance is $50.00, and you may only request subsequent advances in $25.00 increments. Subsequent advances may be accessed through our website. This chart shows you the limits of the advances you may request: From day 1 to 60: 50% of the credit limit. From day 61 to 120: 75% of the credit limit. From day 121 to 365: 100% of the credit limit.
Benefits of having a loan with Eastline Lending
Quick and easy online process, you can apply for $400 – $3,000 for first time borrowers and up to $10,000 for returning customers and get the money electronically deposited into your bank account usually by theNEXT BUSINESS DAY.
Repay in installments. You donâ€™t actually pay your entire on loan on your payday, rather you have a payment schedule where you make installment payments over the term of you loan, the sum of those payments is set out in detail in your loan agreement.
No credit check. Eastline Lending is designed to help you quickly get a loan and access funds based on your ability to repay, not your credit history.
Flexible Repayment options. Eastline Lending offers several different payment options that you are able to choose from depending on your financial situation, with no penalties or additional fees, you pay what is listed in your loan agreement,100% NO HIDDEN FEES.
No prepayment penalty. ïƒ¼If youâ€™re able to pay off your loan early, Eastline Lending wonâ€™t charge you additional prepayment charges or prepayment penalties like other lenders. This can save you a lot of money and unnecessary interest and financing fees compared to other lenders.
High APR. Most short-term loans comes with a high interest rate and fees. The longer you keep the loan, the more you pay back.
States of Service. Eastline Lending is not available to borrowers in all states, visit the Eastline Lending website to learn about the states they do business in.
Short-term solution. Installment loan and payday loans and auto loans are considered as a short-term quick fix that you should pay off as soon as you can. The longer you keep them the more youâ€™ll end up paying, so pay them as soon as you can.
Is it safe to use Eastline Lending?
Yes. Eastline Lending servers are secured with an SSL encryption method, in English, this means that your private information is safe when entered on their website application form.
Eastline Lending Reviews and Complains
Like most lenders, Eastline Lending gets both negative and positive reviews. These reviews include statements by borrowers related to banking and payment issues to positive reviews for helping them get a loan quickly to help in an emergency situation.
Am I Eligible for a Loan with Eastline Lending?
Your credit score is not what Eastline Lending looks at, despite that it can be a plus, but Eastline Lending determines your eligibility based off your ability to repay the money and the information you provide. They have their own underwriting standards that does not depend on your credit score but on other factors that give them an idea that you are a borrower who will be able to pay your loan on the schedule set out in your loan agreement.
On their website, Eastline Lending states their requirements and the information they need to apply for a loan. Click to visit the page.
- You must be 21 years old at least.
- You must have a valid checking account.
- You must reside in one of Eastline Lendingâ€™s serviced states.
If you donâ€™t meet the requirements above, check our list of lenders that might be able to help you.
You will need the following to apply with Eastline Lending:
- Your personal information: Name, SSN, DOB, Address, phone# and email.
- Your income information: Employer or income information, income amount and pay frequency.
- Your bank details: Your account type, account number and routing number.
How do I apply with Eastline Lending?
Itâ€™s a simple process thanks to Eastline Lendingâ€™s operational and technical experience
1. Visit Eastline Lending website here and click APPLY NOW. 2. Fill the form with your information and submit it. 3. Once your application has been submitted, if you qualify, a representative will contact you.
If youâ€™re looking for a multi-advance loan where you can borrow more as long as you make your payments on time, Eastline Lending is what the doctor ordered! But always consider the facts that we stated above. Read and understand your responsibilities carefully. You can also review other lenders and compare them to find the one that is right for you.