|Product Name||West Side Lending Installment Loans|
|Turnaround||Next Business day|
|Requirements||Checking Account, ages 21+, valid contact info|
|You must be 21 years old at least.|
|You must have a valid checking account.|
|You must reside in one of West Side Lendingâ€™s serviced states.|
Whoâ€™s West Side Lending?
West Side Lending is a Native American owned licensed lender. Their personal installment loan offers consumers a quick, simple and effective way to get access to extra cash to cover a wide range of situations including but not limited to emergency, medical, car repair and unexpected expenses. West Side Lending offers installment loans ranging in amount from $200 to $1,500 for first time borrowers, and up to $5000 to qualifying returning borrowers.
Benefits of having a loan with West Side Lending
Quick, easy and effective process, you can get $200 – $1500 for first time borrowers and up to $5000 for returning customers and get the money electronically deposited into your bank account usually by the NEXT BUSINESS DAY.
Repay in installments. ïƒ¼You donâ€™t actually pay your entire on loan on your payday, rather you have a payment schedule where you make installment payments over the term of you loan, the sum of those payments is set out in detail in your loan agreement.
No credit check. West Side Lending is designed to help you quickly get a loan and access funds based on your ability to repay, not your credit history.
Flexible Repayment options. West Side Lending offers several different payment options that you are able to choose from depending on your financial situation, with no penalties or additional fees, you pay what is listed in your loan agreement, 100% NO HIDDEN FEES.
No prepayment penalty. If youâ€™re able to pay off your loan early, West Side Lending wonâ€™t charge you additional prepayment charges or prepayment penalties like other lenders. This can save you a lot of money and unnecessary interest and financing fees compared to other lenders.
High APR. Most short-term loans comes with a high interest rate and fees. The longer you keep the loan, the more you pay back.
States of Service. West Side Lending is not available to borrowers in all states, visit the West Side Lending website to learn about the states they do business in.
Short-term solution. Installment loan and payday loans and auto loans are considered as a short-term quick fix that you should pay off as soon as you can. The longer you keep them the more youâ€™ll end up paying, so pay them as soon as you can.
Is it safe to use West Side Lending?
Yes. West Side Lendingâ€™s servers are secured with an SSL encryption method, in English, this means that your private information is safe when entered on their website application form.
What does the internet say about West Side Lending?
Like most lenders, West Side Lending gets both negative and positive reviews. These reviews include statements by borrowers related to banking and payment issues to positive reviews for helping them get a loan quickly to help in an emergency situation…
Will my credit score affect my eligibility?
Your credit score is not what West Side Lending looks at, despite that it can be a plus, but West Side Lending determines your eligibility based off your ability to repay the money and the information you provide. They have their own lending standards that does not depend on your credit score but on other factors that give them an idea that you are borrower who will be able to pay your loan on the schedule set out in your loan agreement.
On their website, West Side Lending states their requirements and the information they need to apply for a loan. Click to visit the page.
- You must be 21 years old at least.
- You must have a valid checking account.
- You must reside in one of West Side Lendingâ€™s serviced states.
If you donâ€™t meet the requirements above, check our list of lenders that might be able to help you.
You will need the following to apply with West Side Lending:
- Your personal information: Name, SSN, DOB, Address, phone# and email.
- Your income information: Employer or income information, income amount and pay frequency.
- Your bank details: Your account type, account number and routing number.
How do I apply with West Side Lending?
Itâ€™s a simple process thanks to West Side Lendingâ€™s operational and technical experience
1. Visit West Side Lending website here and click APPLY NOW. 2. Fill the form with your information and submit it. 3. Once your application has been submitted, if you qualify, a representative will contact you.
If you are looking for a $200 to $1,500 loan to cover some unexpected or emergency expenses, a budget gap or other expenses, West Side Lending may be a good option for you. But before getting into that you should also consider what we have outlined earlier in this review. You can also review other lenders and compare them to find the one that is right for you.